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FinancialMCP serverFirst audited Nov 13, 2026

SnapEX Pay

Crypto payments for AI agents: self-serve account, invoices, receiving, payouts, exchange.The vendor's description, from its MCP Registry listing.

Passed public checksAudited Nov 13, 2026

Every public check ran and passed. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 564 ms.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
YesSome tools say they can change things. Your AI client should ask you first.
Endpointhttps://pay.snapex.pro/mcp

Source code Website Streamable HTTP · protocol 2025-11-25 · server version 1.0.1

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Note: 13 tools are labelled as able to change things.

    Expected for tools that send, write or buy. Your AI client should ask before calling them.

    • create_account
    • create_invoice
    • select_invoice_payment_method
    • preview_payment
    • create_payment
    • create_static_address
    • preview_payout
    • create_payout
    • and 5 more

  • Passed: Every tool says whether it only reads or can change things.

Tools

  • Passed: 32 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Protocol version 2025-11-25 (latest).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (32)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • create_accountOpens a new SnapEX Pay merchant account for you and returns a merchant API key with every scope (receive, pay out, convert, webhooks). No captcha, no email confirmation, no person needed. Call it onc…Can change things
  • get_accountReturns the account behind the API key in use: login, the key prefix and scopes, cabinet_url for a person and mcp_personal_url (a secret MCP URL with this key built in, for clients that cannot send h…Read-only
  • list_assetsLists the coins and networks SnapEX Pay works with now: asset_id (the code other tools take), symbol, network, decimals, price_usd, payment (can be received), payout (can be paid out) and payout_min_…Read-only
  • get_fiat_ratesFiat → USD rates used for invoices priced in another currency (create_invoice with price_amount + price_currency). Without currency returns all rates; with currency (ISO 4217, e.g. "EUR") returns one…Read-only
  • get_feesWhat SnapEX Pay charges, no key needed. pricing: invoice_fee_percent (of a paid invoice; fee_on=customer puts it on the payer), invoice_min_usd/invoice_max_usd, static_address_fee_percent, payout_ser…Read-only
  • list_static_address_networksLists the coins/networks for which you can get a permanent deposit address (create_static_address): asset code (e.g. "usdt.trc20", "usdc.polygon", "btc"), symbol, network, available, and how a deposi…Read-only
  • get_balancesReturns the account balance. Every payment is credited in USDT (TRC20 accounting), whatever coin the payer used: available (can be paid out or converted now) and held (reserved by payouts in progress…Read-only
  • list_transactionsLedger of the balance, newest first: every credit and debit (payments, payouts, fees, conversions) with amount, direction and time. Paginated with cursor.Read-only
  • create_invoiceCreates an invoice and returns pay_url — a hosted payment page where the payer picks a coin and pays; the amount is credited to your balance in USDT minus the fee. Give amount_usd, or price_amount +…Can change things
  • get_invoiceReturns one invoice with its status (open, awaiting, underpaid, paid, partially_paid, expired), pay_url, credit_usd, the selected coin and the payment attempts. Poll it every 15–30 s while the payer…Read-only
  • list_invoicesInvoices of the account, newest first, optionally filtered by status and environment. Paginated with cursor.Read-only
  • get_invoice_payment_methodsLists the coins and networks the payer can use for this invoice, with the amount to send in each.Read-only
  • select_invoice_payment_methodChooses the coin for an invoice and returns the deposit address and exact amount to send (in the invoice payment attempt) — use it when you pass the address to the payer yourself instead of pay_url.Can change things
  • preview_paymentLow-level alternative to invoices: quotes a payment of an exact amount in one coin and how much USDT you will be credited. Returns credit_lock_id for create_payment (valid until expires_at). Most age…Can change things
  • create_paymentCreates a payment from a preview_payment quote and returns deposit_address (and deposit_memo when the network needs one) and the exact amount the payer must send before expires_at.Can change things
  • get_paymentOne payment (from an invoice, a static address or create_payment): status (e.g. awaiting_deposit, detected, confirmed, expired), amounts expected/received/credited, deposit address.Read-only
  • list_paymentsPayments of the account, newest first, optionally filtered by status. Paginated with cursor.Read-only
  • create_static_addressGets (or creates) a permanent deposit address for a coin/network and optional customer_ref: the same address comes back for the same customer_ref. Every transfer to it is credited to your balance in…Can change things
  • list_static_addressesPermanent deposit addresses of the account, optionally for one customer_ref. Paginated with cursor.Read-only
  • list_static_address_depositsTransfers received on one permanent address with their status and credited USDT. Paginated with cursor.Read-only
  • preview_payoutStep 1 of sending money. Quotes a payout of amount USDT from your balance to an address in any coin with payout=true in list_assets: returns preview_id, to_amount (what the recipient gets), fee and e…Can change things
  • create_payoutStep 2 of sending money: executes a preview_payout quote and sends real funds from your balance — irreversible once sent. destination_network and destination_address must be the ones of the preview.…Can change things
  • get_payoutOne payout: status (e.g. processing, completed, failed; manual_review — SnapEX staff checks it), amounts, fee, transaction_hash and transaction_url in the destination network's explorer.Read-only
  • list_payoutsPayouts of the account, newest first, optionally filtered by status. Paginated with cursor.Read-only
  • preview_conversionStep 1 of converting assets held on the account into USDT. The balance is kept in USDT (every payment is credited in USDT), so this matters only for an account that still holds another asset; to exch…Can change things
  • create_conversionStep 2: executes a preview_conversion quote before its expires_at; the balance changes at once. A preview runs once — calling again returns the same conversion.Can change things
  • get_conversionOne conversion with its status and amounts.Read-only
  • list_conversionsConversions of the account, newest first. Paginated with cursor.Read-only
  • list_webhooksWebhook endpoints of the account: endpoint_id, url, events, status.Read-only
  • create_webhookRegisters a public HTTPS URL that receives a POST for each chosen event (JSON {id, type, created_at, data}). Returns secret (shown once): verify each delivery with HMAC-SHA256 of "<Webhook-Timestamp>…Can change things
  • update_webhookReplaces the url and events of an endpoint, or disables/enables it (status).Can change things
  • rotate_webhook_secretIssues a new signing secret for an endpoint (shown once); the old one stops working at once.Can change things

Audit history

  1. Nov 13Passed

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 200564 ms
initializedHTTP 202273 ms
tools/listHTTP 200624 ms
resources/listHTTP 200248 ms
prompts/listHTTP 200155 ms
unknown-methodHTTP 200177 ms

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