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Global MacroMCP serverFirst audited Nov 13, 2026

finwire.pl - Polish financial data

Live Polish rates, FX, housing prices, rents, credit market, legal limits and macro data.The vendor's description, from its MCP Registry listing.

Passed public checksAudited Nov 13, 2026

Every public check ran and passed. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 491 ms.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
No, read-onlyAll 78 tools say they only read.
Endpointhttps://public-api.finwire.pl/mcp

Source code Website Streamable HTTP · protocol 2025-11-25 · server version 1.22.0

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Passed: Every tool says whether it only reads or can change things.

Tools

  • Passed: 78 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Protocol version 2025-11-25 (latest).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (78)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • get_macro_snapshotUse for a general view of the Polish economy or a briefing. For one indicator, use get_macro_indicator. Returns the six headline indicators (GDP, inflation, unemployment, wages, rates and similar) wi…Read-only
  • list_macro_indicatorsUse first to find the key of a macro indicator. Then use get_macro_indicator with that key. Find indicators and their keys. Latest reading, change, next release and source for GDP, CPI and core infla…Read-only
  • get_macro_indicatorUse for the value, the meaning or the trend of one macro indicator. One indicator by key with its meaning, latest reading, freshness, next release and history (oldest first) with min and max over the…Read-only
  • compare_macro_indicatorsUse for 2-4 macro series side by side, for example inflation and wages. History of 2-4 indicators aligned by period. All keys must have the same frequency (all monthly, or all quarterly); otherwise t…Read-only
  • get_macro_changesUse when the user asks what is new in macro data. Indicators whose reading was updated in the last N days (newest first), with the change against the previous reading.Read-only
  • get_macro_calendarUse for the dates of the next macro releases and RPP meetings. For tax deadlines, use get_legal_changes or get_compliance_calendar. Upcoming Polish macro releases and decisions (RPP rate decisions, C…Read-only
  • search_datasetsUse when no other tool is applicable. Then use get_dataset with the id from the result. Catalog of all finwire.pl datasets (rates, FX, gold, fuel and energy prices, Finwire Nowcast, broker fees, hous…Read-only
  • get_datasetUse after search_datasets, and only when no dedicated tool is applicable. Any dataset by id from search_datasets, with optional params listed there. Returns the same data as the public REST API /v1 (…Read-only
  • get_interest_ratesUse for NBP policy rates. For bank offers, use get_bank_rates. Current NBP policy rates (reference, lombard, deposit, rediscount, discount) with the date of the last change, or the history of one rat…Read-only
  • get_currency_ratesUse for exchange rates and the gold price. NBP mid, bid and ask rates of currencies against PLN (table), the history of one currency, or the NBP gold price (code "XAU").Read-only
  • get_fuel_pricesUse for the maximum fuel prices that the state sets. For average prices in shops, use get_retail_prices. Maximum retail prices of Pb95, Pb98 and diesel in PLN per litre announced by the Minister of E…Read-only
  • get_retail_pricesUse for prices in shops, for example butter, bread or milk, and for the shopping basket. Average retail prices of 30 goods and services in Poland from GUS (bread, butter, milk, eggs, meat, vegetables…Read-only
  • get_pension_statsUse for the average ZUS pension paid now, disability and survivor pensions, and sickness allowances. For a future pension, use get_pension_forecast. Average old-age pension paid by ZUS (gross and net…Read-only
  • get_average_poleUse for the typical or average person in Poland: median age, wage, flat, mortgage, pension, spending and car. Profile of the typical person in Poland (finwire_average_pole) built from the latest offi…Read-only
  • get_daily_price_indexUse for daily online prices of a basket of food, household and personal care products. For official CPI, use get_macro_indicator. Experimental daily index of online shelf prices of a fixed basket of…Read-only
  • get_pension_forecastUse for the future ZUS pension of a person and the replacement rate by birth year, sex and wage. For pensions paid now, use get_pension_stats. Model of the first gross ZUS pension in Poland (finwire_…Read-only
  • get_investment_fundsUse for investment fund assets and net flows: equity, bond, mixed and PPK funds. Assets, purchases of units, redemptions and net flows of investment funds in Poland from monthly IZFiA data: whole mar…Read-only
  • get_business_registrationsUse for the number of new, closed and suspended sole proprietorships (CEIDG). To start a business, use plan_business_entry or get_business_guide. Monthly applications filed in CEIDG, the Polish regis…Read-only
  • get_vehicle_registrationsUse for car registrations, car brands and Chinese car brands. First registrations of vehicles in Poland, monthly since 2014, from the Ministry of Digital Affairs files with CEPiK data: passenger cars…Read-only
  • get_electric_vehiclesUse for the number of electric cars (BEV, PHEV) by year, county and province. Battery electric (BEV) and plug-in hybrid (PHEV) passenger cars in Poland: fleet at year end and new cars in the year wit…Read-only
  • get_ev_chargingUse for statistics of EV charging points in Poland, provinces and counties. For chargers near a place, use find_ev_chargers. Public EV charging in Poland from the UDT register EIPA: locations, statio…Read-only
  • find_ev_chargersUse to find EV chargers near a place: fast, free or available chargers. Public EV charging sites in Poland from the UDT register EIPA near a city or a point: give city, or lat and lon with radius_km.…Read-only
  • get_ev_charging_pricesUse for the EV charging price per kWh and network price lists. Ad hoc EV charging prices in Poland (for a driver without a contract) reported by operators to the UDT register EIPA: median price per k…Read-only
  • get_ike_ikze_statsUse for the IKE and IKZE market: accounts, assets, contributions by institution type and average balance. IKE and IKZE (Polish individual retirement accounts with tax relief) from half-yearly KNF dat…Read-only
  • get_car_insurance_marketUse for the average price of car insurance (OC and autocasco) in Poland, its trend and the size of the market. Tell the user that this is a market average and not a quote for one driver. Average car…Read-only
  • get_subsidy_statsUse for Czyste Powietrze heating subsidies: applications, contracts and payments. Czyste Powietrze (Clean Air), the Polish subsidy programme for replacing heating sources and thermal modernisation of…Read-only
  • get_retail_bond_premiumUse to compare retail savings bonds with bank deposits after tax. Premia obligacji skarbowych finwire (finwire_retail_bond_premium): by how much the first-year rate of Polish State Treasury retail sa…Read-only
  • get_fixed_cost_burdenUse for the share of household income that goes to the mortgage, admin fees and utilities, by province. Sztywne koszty gospodarstwa finwire (finwire_fixed_cost_burden): share of net income of a model…Read-only
  • get_municipal_budgetUse for the budget of one municipality: what it spends money on, its debt and its EU funds. Pieniądze Twojej gminy (finwire_gmina_spending_per_capita): for one Polish municipality (gmina) or city wit…Read-only
  • get_heating_seasonUse for the heating season: degree days, the cold of this winter against the norm, and the heating bill forecast. Indeks chłodu sezonu finwire (finwire_heating_season_index) and Koszt sezonu grzewcze…Read-only
  • get_ppk_statsUse for PPK workplace pensions: participants, participation rate, net assets, average account and fees. PPK (Pracownicze Plany Kapitałowe), the Polish auto-enrolment workplace pension programme, from…Read-only
  • get_public_debtUse for public debt, State Treasury debt, debt per person and the budget deficit. For EU countries, use get_eu_public_debt. State Treasury debt of Poland at the end of the latest month (Ministry of F…Read-only
  • list_finwire_indicesUse for a list of all finwire indices (id finwire_*) with the latest values. Give the id and the method version from the citation field. All indices computed by finwire.pl, each under a stable id fin…Read-only
  • get_finwire_indexUse for one finwire index with history. Find the id with list_finwire_indices. Give the id and the method version from the citation field. One finwire index by its id finwire_* (old dataset ids such…Read-only
  • get_nowcastUse for the next CPI or core inflation value and the next RPP decision. Tell the user that this is a model estimate. Give the interval or the probabilities, and the accuracy. Write the source as "Fin…Read-only
  • get_lead_forecastsUse for core inflation in 6-12 months and for impaired (Stage 3) housing and consumer loans in 2-4 quarters. Give the 80% interval and the backtest coverage. If published is false, there is no foreca…Read-only
  • get_energy_pricesUse for regulated electricity and gas tariffs in Poland. For prices in the EU, use get_europe_data. Household electricity and gas tariffs approved by URE and in force today: electricity energy price…Read-only
  • get_broker_feesUse for brokerage account fees. Fees of brokers available to Polish investors from their official fee tables: online order commission on Warsaw (GPW), US and German stocks and ETFs, account and curre…Read-only
  • get_housing_pricesUse for flat prices per m2 in a city or district. Transaction prices of flats per square meter from notarial deeds (RCN): median, quartiles, year-over-year change and number of deeds in 17 cities, or…Read-only
  • get_rentsUse for rents and rental yield. Asking rents (median, per m², month-over-month change) in Polish cities and districts, with gross and net rental yield and payback period.Read-only
  • get_housing_carryUse to find if rent covers mortgage interest in a city (net yield minus mortgage rate). Carry nieruchomości finwire (finwire_housing_carry): per Polish city, the net rental yield of a typical 2-room…Read-only
  • get_housing_balanceUse for housing demand against supply, the completions forecast and the rent forecast. finwire housing balance for Poland and 17 cities: finwire_housing_pressure (new residents per 1 dwelling complet…Read-only
  • get_coal_waste_pricesUse for the average price of a tonne of coal or the waste collection fee, in Poland and by province. Cena węgla finwire (finwire_coal_price_pl) and Opłata za odpady finwire (finwire_waste_fee_pl): an…Read-only
  • get_housing_costsUse for the running costs of a flat. Monthly running costs of a flat in 20 largest cities: co-op and owners association charges per m², heating, electricity, gas, water and waste rates, each with yea…Read-only
  • get_credit_marketUse for the state of the mortgage market: lending criteria, demand and new loans. Polish housing loan market: topic "index" (finwire 0-100 credit market index, returns finwire_credit_market_index), "…Read-only
  • get_rate_riskUse when the user asks if a mortgage payment will rise. Also use for the payment in a year and the fixed against variable rate premium. finwire model on WIBOR fixings and bank offers: finwire_rate_ri…Read-only
  • get_bank_ratesUse for market rates of mortgages, cash loans, deposits, savings accounts and retail bonds. For NBP rates, use get_interest_rates. Aggregates of offers currently on the market (median and percentiles…Read-only
  • get_legal_limitsUse for statutory values of this year: IKE and IKZE limits, PIT and minimum wage. For next year, use get_next_year_limits. Statutory values for the current year: IKE and IKZE contribution limits, PIT…Read-only
  • get_next_year_limitsUse for next-year pension indexation, minimum wage, IKE and IKZE limits and ZUS bases before the official announcement. Tell the user that this is a formula estimate. Give the interval and the stage.…Read-only
  • get_legal_changesUse for new laws and for the next PIT, ZUS and VAT deadlines. For the full yearly calendar of a business, use get_compliance_calendar. Acts of the Journal of Laws and Monitor Polski on personal finan…Read-only
  • check_knf_warningsUse to check if the KNF warnings list contains a company, an investment platform or a website. Look up a company, investment platform or website on the public warnings list of the Polish Financial Su…Read-only
  • check_bfg_guaranteeUse to check if the BFG deposit guarantee includes a bank or a credit union. Check whether a Polish bank or credit union (SKOK) is on the list of entities covered by the deposit guarantee of the Bank…Read-only
  • get_tax_rulingsUse for individual tax rulings by topic, for example rental income, crypto or IKE and IKZE. Individual tax rulings of the Polish tax information office (KIS) and municipal rulings on property tax, pu…Read-only
  • get_credit_judgmentsUse for court rulings in consumer credit disputes (CHF loans, WIBOR, free credit sanction, early repayment) and the share that borrowers won. Statistics of rulings of Polish common courts in consumer…Read-only
  • get_regional_dataUse for data about municipalities and provinces: income, PIT, local tax, unemployment and wages. For the budget of one municipality, use get_municipal_budget. Regional data: "income" (residents incom…Read-only
  • get_europe_dataUse to compare Poland with the EU: house prices, mortgage rates, bond yields, household electricity and gas prices, and minimum wages. Poland compared with EU countries: "house-prices" (Eurostat hous…Read-only
  • get_family_benefitsUse for how many children get 800 plus or Aktywny Rodzic (babciowe, nursery, at home) and how much ZUS pays, in Poland, by voivodeship and by municipality (gmina). Give ZUS as the source. Monthly sta…Read-only
  • get_consumer_bankruptciesUse for the number of people who declare consumer bankruptcy in Poland, by month and year. Give COIG as the source. Number of people declared bankrupt as consumers in Poland per month, compiled by CO…Read-only
  • get_pit_settlement_statsUse for how many people in Poland settle PIT, how many are in the second tax bracket and what share of tax they pay, how many use child relief, IKZE or other reliefs, overpayments, flat tax and lump-…Read-only
  • get_rkm_price_limitsUse for the maximum price per m2 in the family housing loan without down payment (rodzinny kredyt mieszkaniowy, BGK guarantee) in a city or voivodeship, and to check if a flat qualifies. Give BGK as…Read-only
  • get_savings_bond_salesUse for how many savings bonds people buy in Poland, which series sell best, the sum since January against earlier years, IKE and IKZE purchases and buyer age. For bond interest rates and bonds again…Read-only
  • get_eu_fuel_pricesUse for fuel prices in other EU countries, Poland against the EU, and where to fill the tank on a trip abroad. Say that the prices are national averages. Prices of Euro-super 95 petrol, diesel, LPG o…Read-only
  • get_eu_inflationUse for inflation in EU countries, the place of Poland in the EU and price growth since a year. For the CPI of Statistics Poland, use get_macro_indicator. Harmonised inflation (HICP, annual rate) in…Read-only
  • get_eu_unemploymentUse to compare unemployment in Poland with EU countries, also youth unemployment. For registered unemployment in Polish voivodeships, use get_regional_data. Monthly unemployment rate in the 27 EU cou…Read-only
  • get_eu_earningsUse for salaries and net pay in EU countries, how Polish pay compares with the EU or one country, and how a given net salary in PLN compares with the average in each EU country. For minimum wages, us…Read-only
  • get_eu_gdpUse for GDP per capita of EU countries, Poland against the EU in purchasing power, GDP growth of EU countries in a quarter, and when Poland could reach the EU average or another country. Tell the use…Read-only
  • get_eu_public_debtUse for government debt and deficit of EU countries and Poland against the EU, and for the 3% and 60% of GDP reference values. For Polish State Treasury debt per month, use get_public_debt. General g…Read-only
  • get_eu_living_conditionsUse for how many people own their home with or without a mortgage or rent in EU countries, for people who cannot pay an unexpected expense (financial cushion) and for household income per person in E…Read-only
  • calc_net_incomeUse for take-home pay from an employment, mandate or work contract or B2B self-employment. Give the inputs and the assumptions with the result. The result is a calculation from statutory rates. It is…Read-only
  • calc_employer_costUse for the cost of an employee to the employer. Give the inputs and the assumptions with the result. The result is a calculation from statutory rates. It is not advice. Total monthly cost to the emp…Read-only
  • compare_business_formsUse to compare a sole proprietorship (JDG) with a limited company (sp. z o.o.) by taxes and net income to the owner. For a shareholder resident abroad, give the dividend rate from get_tax_treaty. Giv…Read-only
  • calc_zus_contributionsUse for the social security contributions of a sole proprietor. Give the inputs and the assumptions with the result. The result is a calculation from statutory rates. It is not advice. Monthly social…Read-only
  • plan_business_entryUse when a person from abroad wants to start a business in Poland: available forms, taxes per form, steps and deadlines. Give the legal basis and the verification date of each fact. One call for some…Read-only
  • get_business_formsUse to find which business forms a foreigner or a foreign company can use, and why. Give the legal basis and the verification date of each fact. All Polish business forms (sole proprietorship JDG, un…Read-only
  • get_tax_treatyUse for tax on dividends, interest or royalties paid abroad. Also use for the countries that invest the most in Poland (NBP data). Give the legal basis and the verification date of each fact. Polish…Read-only
  • get_compliance_calendarUse for the yearly tax, ZUS, VAT and reporting deadlines of a business. Calendar of tax, ZUS, VAT, payroll and reporting deadlines for a calendar year: monthly PIT/CIT advances or ryczałt, own ZUS, J…Read-only
  • get_business_guideUse for company tax regimes and reliefs (CIT, Estonian CIT, IP Box, R&D relief, Polish Investment Zone). Also use for VAT, residence permits, PESEL, e-signature, hiring foreigners, labour law, accoun…Read-only
  • get_business_glossaryUse for the meaning of Polish business, tax and ZUS terms. Polish-English glossary of business, tax, ZUS and registration terms (JDG, sp. z o.o., CEIDG, KRS, ryczałt, KPiR, KSeF, JPK, CRBR, UPO, PSI…Read-only

Audit history

  1. Nov 13Passed

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 200491 ms
initializedHTTP 202150 ms
tools/listHTTP 200607 ms
resources/listHTTP 200142 ms
prompts/listHTTP 200149 ms
unknown-methodHTTP 200134 ms

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