Social Security COLA 2027 MCP

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    "title": "Social Security COLA 2027 MCP",
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        "title": "Unknown requests are refused."
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      {
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        "area": "tools",
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        "title": "6 tools listed."
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  "tools": [
    {
      "name": "get_social_security_cola",
      "title": "Get Social Security COLA",
      "readOnly": true,
      "destructive": false,
      "openWorld": true,
      "description": "Social Security cost-of-living adjustment (COLA) for a payable year, from the SSA \"Cost-of-Living Increase and Other Determinations\" notice in the Federal Register. The 2027 COLA is 3.6 percent (effe…"
    },
    {
      "name": "calculate_cola_increase",
      "title": "Calculate COLA increase",
      "readOnly": true,
      "destructive": false,
      "openWorld": false,
      "description": "Apply a year's Social Security COLA to a monthly benefit. Rounds down to the next lower 10 cents and shows the whole-dollar payment, as SSA does. Default year 2027 (3.6 percent)."
    },
    {
      "name": "get_full_retirement_age",
      "title": "Get full retirement age",
      "readOnly": true,
      "destructive": false,
      "openWorld": false,
      "description": "Full retirement age for Social Security from a birth date (20 CFR 404.409, including the January 1 rule and the day-before-birthday rule), the exact date and month it is reached, the earliest month b…"
    },
    {
      "name": "calculate_claiming_age_benefit",
      "title": "Calculate benefit by claiming age",
      "readOnly": true,
      "destructive": false,
      "openWorld": false,
      "description": "Monthly Social Security retirement benefit if claimed at a given age between 62 and 70, from the full-retirement-age amount (PIA). Uses 5/9 of 1 percent a month for the first 36 early months, 5/12 of…"
    },
    {
      "name": "get_social_security_limits",
      "title": "Get Social Security limits for a year",
      "readOnly": true,
      "destructive": false,
      "openWorld": false,
      "description": "Social Security program amounts for 2023 to 2027 from the Federal Register notices: maximum taxable earnings (2027: $192,300), retirement earnings test limits (2027: $25,560 and $67,920), earnings pe…"
    },
    {
      "name": "calculate_earnings_test",
      "title": "Calculate earnings test withholding",
      "readOnly": true,
      "destructive": false,
      "openWorld": false,
      "description": "How much Social Security withholds under the retirement earnings test for a year and annual earnings: $1 for every $2 over the limit, or $1 for every $3 in the year you reach full retirement age."
    }
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