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FinancialMCP serverFirst audited Nov 13, 2026

CrossFin

AI agent access to Asian crypto markets. Korean exchange routing and x402 paid APIs.The vendor's description, from its MCP Registry listing.

Passed, with 1 warningAudited Nov 13, 2026
  • Warning: 16 of 16 tools do not say whether they can change things.

Nothing failed, but there is something to know or fix. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 2.1 s.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
Doesn't sayIts tools do not say whether they only read, so treat them as able to change things.
Endpointhttps://crossfin.dev/api/mcp

Source code Streamable HTTP · protocol 2025-11-25 · server version 1.18.0

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Warning: 16 of 16 tools do not say whether they can change things.

    MCP lets a server label each tool as read-only or destructive, so clients can ask the user before risky calls. Unlabelled tools are treated as able to change things.

    • get_kimchi_premium
    • list_exchange_fees
    • compare_exchange_prices
    • search_services
    • list_services
    • get_service
    • list_categories
    • get_analytics
    • and 8 more

Tools

  • Passed: 16 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Protocol version 2025-11-25 (latest).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (16)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • get_kimchi_premiumFree preview of Route Spread — real-time price spread between Korean and global crypto exchanges (top 3 pairs)Doesn't say
  • list_exchange_feesTrading fees, withdrawal fees, and transfer times for all supported exchanges (Bithumb, Upbit, Coinone, GoPax, bitFlyer, WazirX, bitbank, Indodax, Bitkub, Binance, OKX, Bybit, KuCoin, Coinbase)Doesn't say
  • compare_exchange_pricesCompare Bithumb KRW prices vs Binance USD prices for tracked coins with transfer-time estimatesDoesn't say
  • search_servicesSearch the CrossFin service registry (184 services) by keywordDoesn't say
  • list_servicesList services from the CrossFin registry with optional category filterDoesn't say
  • get_serviceGet detailed information about a specific service by IDDoesn't say
  • list_categoriesList all service categories with countsDoesn't say
  • get_analyticsCrossFin gateway usage analytics — total calls, top services, recent activityDoesn't say
  • get_guideComplete CrossFin API guide — services, pricing, x402 payment flow, code examplesDoesn't say
  • find_optimal_routeFind cheapest/fastest path across 14 exchanges (incl. Coinbase, SUI, APT) using 13 bridge coins. Paid: $0.10 via x402. Requires local install with EVM_PRIVATE_KEY.Doesn't say
  • call_paid_serviceCall any CrossFin paid API with automatic x402 USDC payment. Requires local install with EVM_PRIVATE_KEY.Doesn't say
  • create_walletCreate a wallet in the local CrossFin ledger. Requires local install.Doesn't say
  • get_balanceGet wallet balance (KRW). Requires local install.Doesn't say
  • transferTransfer funds between wallets (KRW). Requires local install.Doesn't say
  • list_transactionsList transactions. Requires local install.Doesn't say
  • set_budgetSet daily spend limit (KRW). Requires local install.Doesn't say

Audit history

  1. Nov 13Warnings

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 2002116 ms
initializedHTTP 202569 ms
tools/listHTTP 200615 ms
unknown-methodHTTP 200562 ms

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