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FinancialMCP serverFirst audited Nov 13, 2026

DropEngine x402 Agent Services

AI Agent Utility Layer for agent safety, web monitoring, crypto research and tool discovery.The vendor's description, from its MCP Registry listing.

Passed, with 1 warningAudited Nov 13, 2026
  • Warning: 24 of 24 tools do not say whether they can change things.

Nothing failed, but there is something to know or fix. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 231 ms.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
Doesn't sayIts tools do not say whether they only read, so treat them as able to change things.
Endpointhttps://mcp.dropenginehq.com/api/agent-services

Source code Streamable HTTP · protocol 2025-11-25 · server version 1.8.0

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Warning: 24 of 24 tools do not say whether they can change things.

    MCP lets a server label each tool as read-only or destructive, so clients can ask the user before risky calls. Unlabelled tools are treated as able to change things.

    • action_lock
    • agent_spend_governor
    • agent_permission_vault
    • agent_outcome_receipt
    • invoice_preflight_quote
    • mcp_server_inspect
    • check_url
    • scan_content
    • and 16 more

Tools

  • Passed: 24 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Protocol version 2025-11-25 (latest).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (24)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • action_lockAction Lock ($0.001 USDC): Prevent duplicate side effects across agent retries, crashes, and concurrent workers. If an action has side effects and may be retried or executed concurrently, acquire bef…Doesn't say
  • agent_spend_governorEnforce autonomous-agent budgets before paid actions. Call before spending; authorize, commit, release, or inspect an opaque reservation. Do not use for free operations or an equivalent trusted budge…Doesn't say
  • agent_permission_vaultCheck whether an owner-configured policy authorizes this capability for the verified caller. Permission check only; agents cannot grant themselves permission. This is authorization, not action safety…Doesn't say
  • agent_outcome_receiptCreate or verify a tamper-evident receipt of an agent-reported outcome. It proves DropEngine recorded a claim, not that the external event independently occurred. Do not send raw payloads or secrets.…Doesn't say
  • invoice_preflight_quoteFREE, no wallet or document upload: choose the lowest priced Invoice Preflight tool from document type, PDF page count, and optional byte size. Call this before a paid invoice tool when the tier is u…Doesn't say
  • mcp_server_inspectMCP server health check ($0.01 USDC on Base): connect to any public MCP endpoint over HTTPS, confirm it is reachable, list its tool names and input-schema summaries, compare against expected tool nam…Doesn't say
  • check_urlPaid Agent Preflight URL check ($0.005 USDC on Base). Call before an agent opens, follows, downloads from, or trusts an unknown URL. Performs deterministic checks, safely inspects HTTPS redirects wit…Doesn't say
  • scan_contentPaid Untrusted Content Security Layer ($0.005 USDC on Base). Scan untrusted text, HTML, Markdown, email, document text, API responses, and tool outputs before your agent adds them to context, follows…Doesn't say
  • simulate_transactionPaid Transaction Preflight ($0.02 USDC on Base). Simulates an unsigned Base transaction before an autonomous agent signs or broadcasts it. Returns RPC execution/revert status, gas estimate, known top…Doesn't say
  • check_walletPaid Wallet Risk Check ($0.02 USDC on Base). Call before an agent sends funds to, accepts value from, grants an approval to, or interacts with an unfamiliar address. Checks whether the address is a w…Doesn't say
  • check_packagePaid Package Safety Gate ($0.005 USDC on Base). Call before a coding agent installs, imports, or adds an unfamiliar npm dependency. Checks resolved package/version, OSV vulnerabilities and malware ad…Doesn't say
  • route_toolPaid Agent Tool Router ($0.002 USDC on Base). Finds and ranks machine-payable MCP services and x402 HTTP endpoints before your agent chooses or pays a provider. Uses structured capability matching, h…Doesn't say
  • get_live_quotePaid Live Product Quote ($0.01 USDC). Retrieves explicitly published product price and stock from a public HTTPS product page before an agent buys; shipping, tax and unknown values remain null. Never…Doesn't say
  • extract_structuredPaid Fresh Structured Extract ($0.01 USDC). Extracts a fresh webpage into a simple agent-defined typed JSON shape, with validation and per-field provenance. Uses static page data only; never executes…Doesn't say
  • check_changePaid Change / Diff Check ($0.001 USDC). Checks normalized text on a public HTTPS page against a previous SHA-256 hash, returning a compact diff when a prior snapshot is available. Agent entry points…Doesn't say
  • verify_claimPaid Freshness / Claim Verifier ($0.02 USDC). Checks a factual claim against fresh web search evidence and returns supported/contradicted/mixed/insufficient/stale with sources. Requires TAVILY_API_KE…Doesn't say
  • analyze_whale_activityPaid Whale Intelligence ($0.02 USDC). Summarizes large public GeckoTerminal-indexed DEX trades for a token address on a supported chain. Large-trader labels are size-based heuristics, not verified wh…Doesn't say
  • scan_arbitragePaid Arbitrage Intelligence ($0.03 USDC). Compares Binance and Coinbase public spot order books at a requested trade size and applies caller- or server-configured taker fee assumptions. Rejects stale…Doesn't say
  • backtest_strategyPaid Strategy Backtest ($0.10 USDC). Tests built-in long-only spot strategies against bounded public Binance OHLCV history. Signals form at candle close and execute at the next candle open. Applies c…Doesn't say
  • preflight_actionAgent Action Gate ($0.02 USDC flat; stable MCP tool name preflight_action). Use before an AI agent performs an external action. Evaluates the required safety, trust, spending and transaction checks a…Doesn't say
  • token_security_auditPaid Token Security Audit ($0.01 USDC). Normalizes GoPlus token-security flags and public EVM RPC metadata for supported EVM tokens. Configure GOPLUS_ACCESS_TOKEN or explicitly enable the bounded pub…Doesn't say
  • invoice_preflightPaid invoice check ($0.065 USDC on Base): UBL XML or complete PDF/image invoices up to 3 pages. Compares expected purchase fields and line items; returns evidence, amount checks and match/discrepancy…Doesn't say
  • invoice_preflight_10_pagesPaid invoice OCR ($0.13 USDC on Base): process complete PDF/image invoices up to 10 pages. Oversized PDFs are rejected before OCR. Agent entry points: risky external action → use Agent Action Gate w…Doesn't say
  • invoice_preflight_50_pagesPaid invoice OCR ($0.475 USDC on Base): process complete PDF/image invoices up to 50 pages. Oversized PDFs are rejected before OCR. Agent entry points: risky external action → use Agent Action Gate…Doesn't say

Audit history

  1. Nov 13Warnings

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 200231 ms
initializedHTTP 202162 ms
tools/listHTTP 200175 ms
unknown-methodHTTP 200111 ms

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