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FinancialMCP serverFirst audited Nov 13, 2026

PikaSim

Anonymous eSIMs, phone numbers, and SMS codes in 190+ countries. Crypto-paid; agents self-onboard.The vendor's description, from its MCP Registry listing.

Passed public checksAudited Nov 13, 2026

Every public check ran and passed. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 524 ms.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
YesSome tools say they can change things. Your AI client should ask you first.
Endpointhttps://pikasim.com/mcp

Source code Website Streamable HTTP · protocol 2025-11-25 · server version 1.0.0

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Note: 11 tools are labelled as able to change things.

    Expected for tools that send, write or buy. Your AI client should ask before calling them.

    • create_wallet
    • purchase_esim
    • purchase_phone_plan
    • topup_esim
    • create_deposit
    • cancel_esim
    • order_sms_verification
    • cancel_sms_verification
    • and 3 more
  • Passed: Every tool says whether it only reads or can change things.

Tools

  • Passed: 31 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Protocol version 2025-11-25 (latest).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (31)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • search_esim_packagesSearch PikaSim eSIM plans by country code, region, or keyword. Returns BOTH product lines in separate buckets: DATA eSIMs and PHONE-NUMBER eSIMs (real carrier number + voice + SMS). Each result shows…Read-only
  • search_phone_plansSearch PikaSim PHONE-NUMBER eSIMs — plans that include a REAL carrier phone number (not VoIP) with voice calls, SMS, and data. US plans give a real +1 number on AT&T and T-Mobile; local country plans…Read-only
  • get_package_detailsGet full details for a specific plan (data eSIM OR phone-number eSIM): coverage, data, voice/SMS allowance, duration, price, networks, and purchase URL. Accepts the packageCode shown in [brackets] by…Read-only
  • check_country_coverageCheck what PikaSim plans cover a country. Returns TWO buckets: DATA eSIMs (count, price range, data amounts) and PHONE-NUMBER eSIMs (count, price range — a real carrier number with voice + SMS).Read-only
  • get_pricingGet the USD price for a specific plan (data eSIM OR phone-number eSIM). Accepts the packageCode from any search result.Read-only
  • get_phone_plan_pricingGet the USD price and voice/SMS/data allowance for a specific PHONE-NUMBER eSIM. Accepts the packageCode from search_phone_plans.Read-only
  • searchSearch the PikaSim eSIM catalog (data eSIMs and phone-number eSIMs) by free-text query and/or ISO country code. Returns a list of matching plans, each with an id, a title (name + price), and a pikasi…Read-only
  • fetchFetch full details for one PikaSim eSIM plan by the id returned from search: coverage, data, voice/SMS allowance, duration, price, networks, and its pikasim.com purchase URL. Read-only.Read-only
  • create_walletCreate a NEW PikaSim agent wallet for autonomous purchasing — no human, no browser, no account, no email, no KYC. Returns a wallet code + an ak_live_ API key + a small spend-only welcome credit (spen…Can change things
  • check_balanceReturns the prepaid spending balance of the connected PikaSim agent wallet, in USD. Read-only; makes no changes. Call this before purchase_esim or purchase_phone_plan to confirm sufficient funds, or…Read-only
  • purchase_esimPurchase a DATA eSIM. Deducts from your prepaid agent wallet and returns order details with activation info (ICCID, QR code, SM-DP+). Use the packageCode from search_esim_packages. For a daily-reset…Can change things
  • purchase_phone_planPurchase a PHONE-NUMBER eSIM — a plan with a real carrier phone number (voice + SMS + data). Deducts from your prepaid agent wallet and returns order details with activation info (ICCID, QR code, SM-…Can change things
  • get_esim_statusReturns the live status, remaining/used data, and expiration date for one eSIM you own, looked up by its ICCID. Read-only. Use this after a purchase to track an eSIM, or whenever a user asks "how muc…Read-only
  • topup_esimAdds more data (and on some plans voice/SMS) to an existing eSIM the user already owns, without issuing a new eSIM. This SPENDS the wallet balance and cannot be undone. First call get_topup_options w…Can change things
  • list_ordersReturns the order history for the connected wallet, newest first: each order's ID, package, status, cost, date, ICCID, and install link. Read-only and paginated. Use this to find a past purchase, ret…Read-only
  • list_esimsList every eSIM this wallet owns (the fleet view), newest first: ICCID, plan, order status, install link, and — for fleets of up to 8 — live remaining data inline. Read-only. Use this to answer "whic…Read-only
  • list_transactionsThe wallet ledger: every debit and credit (deposits, purchases, refunds) with amount, running balance, and description, newest first. Read-only and paginated; filter with type. Use this to reconcile…Read-only
  • create_depositCreates a payment invoice to add funds to the connected prepaid PikaSim Wallet, and returns a payment page link (the human can pay by card with 3D Secure, or crypto) plus per-coin crypto payment deta…Can change things
  • get_topup_optionsList available top-up packages for an existing eSIM, including price and data amount. Use this before topup_esim to find valid package codes. Requires an agent-wallet API key (ak_live_).Read-only
  • cancel_esimCancel an unused eSIM and receive a refund to your wallet balance. Only works if the eSIM has not been installed or activated. Requires an agent-wallet API key (ak_live_).Can change things
  • search_sms_servicesSearch the SMS VERIFICATION service list — websites/apps a receive-only verification number can get a code for (Telegram, WhatsApp, Instagram / Threads, ...). Not offered for financial services, gamb…Read-only
  • get_sms_service_countriesList the countries offering a quick SMS verification number for one service, with live price, delivery success rate, and whether the number is a real mobile (non-VoIP) or VoIP line. Sorted by success…Read-only
  • list_sms_rentalsList long-term SMS RENTAL numbers: keep the same receive-only number for days to months and receive multiple SMS (fair-use 25/day). Shows each country with its rentalId, duration tiers, live prices,…Read-only
  • order_sms_verificationBuy a QUICK SMS verification number: returns a temporary phone number the user enters on the target service, then the incoming code is read with check_sms_verification. This SPENDS the wallet balance…Can change things
  • check_sms_verificationPoll a quick SMS order for the incoming verification code. Read-only. Call every 15-30 seconds after order_sms_verification until status is "received", then relay the code (and full message) to the u…Read-only
  • cancel_sms_verificationCancel a quick SMS order that is still waiting for a code and refund it to the wallet immediately. Refused if the SMS was already delivered (read it with check_sms_verification instead). Requires a c…Can change things
  • list_sms_ordersList this wallet's SMS orders — quick verification orders (with their Order IDs) and long-term rentals (with their receipt IDs, numbers, and expiry dates). Read-only. Use it to re-find an order ID or…Read-only
  • rent_sms_numberRent a LONG-TERM receive-only SMS number: the user keeps the same number for the whole rental and can receive multiple SMS (fair-use 25/day). This SPENDS the wallet balance. Use list_sms_rentals firs…Can change things
  • get_sms_rental_messagesRead the inbox of a long-term SMS rental: all received messages, newest first, plus the number's status and expiry. Read-only; poll it when the user expects a message. The receiptId comes from rent_s…Read-only
  • extend_sms_rentalExtend a long-term SMS rental so the user keeps the same number — days are ADDED on top of the current expiry. This SPENDS the wallet balance at the live tier price (the tool checks the price first a…Can change things
  • cancel_sms_rentalCancel a long-term SMS rental and refund the full amount to the wallet. Only works for rentals LONGER than 15 days, within 2 hours of purchase, AND only if the number has NOT received any message — t…Can change things

Audit history

  1. Nov 13Passed

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 200524 ms
initializedHTTP 202384 ms
tools/listHTTP 200256 ms
unknown-methodHTTP 200133 ms

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