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FinancialMCP serverFirst audited Nov 13, 2026

com.mudko/onramperx

Non-custodial value router: ranked fiat/crypto & cross-chain routes, swaps, onramp, gasless wallet.The vendor's description, from its MCP Registry listing.

Passed, with 1 warningAudited Nov 13, 2026
  • Warning: 3 of 5 tools do not say whether they can change things.

Nothing failed, but there is something to know or fix. Public audit: we connect as an AI client would, list the tools and check what they say. We do not run them. How we audit

Does it work?
YesConnected in 279 ms.
Sign-up?
None neededIt answered without any account or key.
Can it change things?
Doesn't sayIts tools do not say whether they only read, so treat them as able to change things.
Endpointhttps://router.mudko.com/api/mcp

Source code Website Streamable HTTP · protocol 2025-06-18 · server version 0.1.0

What we checked, the evidence, and the tools it offers.

What we checked

Security

  • Passed: Connections are encrypted (HTTPS).

  • Passed: No hidden instructions found in tool text.

Safety labels

  • Warning: 3 of 5 tools do not say whether they can change things.

    MCP lets a server label each tool as read-only or destructive, so clients can ask the user before risky calls. Unlabelled tools are treated as able to change things.

    • create_swap
    • create_onramp_session
    • provision_wallet

Tools

  • Passed: 5 tools listed.

  • Passed: Every tool describes its inputs with a valid schema.

Protocol

  • Note: Protocol version 2025-06-18.

  • Passed: The MCP handshake works (Streamable HTTP).

  • Passed: Unknown requests are refused.

Connection

  • Passed: The server responds.

Tools (5)

As the server describes them. The labels are the server's own: it says whether each tool only reads or can change things.

  • get_route_quoteUse this when a human or agent wants the best non-custodial way to move value between fiat and crypto (or crypto to crypto). Returns ranked rails with fees, ETA, KYC burden, limits, and reasoning.Read-only
  • create_swapUse this to swap any token on any chain into USDC on Base via Relay. Returns a headless deposit address (no signing) or an on-chain intent. App fees accrue on swaps.Doesn't say
  • check_swapUse this to check a Relay swap's status by requestId and confirm app-fee collection (appFees vs paidAppFees).Read-only
  • create_onramp_sessionUse this when a US user wants to buy USDC on Base with a card / Apple Pay / Google Pay. Returns a payment link a HUMAN must physically tap (fiat legs cannot be programmatically triggered); a human is…Doesn't say
  • provision_walletUse this to create a gasless, non-custodial CDP Embedded Wallet address on Base (TEE keys, user-exportable) to receive routed value.Doesn't say

Audit history

  1. Nov 13Warnings

What we sent

Every request in this audit, with the answer and how long it took. We never send credentials and never call a tool.

RequestAnswerTime
initializeHTTP 200279 ms
initializedHTTP 20044 ms
tools/listHTTP 200118 ms
unknown-methodHTTP 20064 ms

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